Reverse Mortgage is a loan for seniors of age 62 years or older which involves the lender paying the seniors money depending on the home equity without having the owner sell the house or move out. The loan is paid by selling the house when the owner dies or moves to some other place.

Now there’s a new live streaming solution in town called Procaster that goes beyond webcam video and lets you broadcast your desktop screen activity live on the Internet. Video gamers may also enjoy using Procaster as it supports game-casting so you can even live stream your video game sessions to anyone in the world for free.

Twitkut is a very cool orkut app which will allow twitter freaks to show their recent tweets or twitter updates on their orkut profile page.

Before we go into the details of where students in India lag, let us first understand the importance of different skills across job roles. Here we are going to focus only on ‘transferable skills’, skills that are applicable across industries. Apart from these transferable skills, industry specific functional and technical skills are also important aspects in improving prospects for a particular role.

The transferable skills can be broadly categorised into the three areas: thinking skills, behavioural skills and interaction skills.

Setting up a website is not a very difficult process but getting traffic to that site requires time and knowledge. How do you convince people to keep visiting your site? How do you even tell them that your site even exists? There are several ways to accomplish that. Some are more time consuming while others show quick progress. Some are difficult and require advanced knowledge of marketing while others can be understood by kids. To narrow the list down, I am going to focus on social networking sites today and talk about how you can drive traffic to your websites from these types of sites.

Yes! 100% Guaranteed! No Need of logging into untrusted and ad bombed proxies..Orkut Plus! Today reveals the secret ;)

Today, you will come to know how i was able to post and blog all this time bypassing the Orkut (thus OrkutPlus) blocked restriction since last 3 Years. :)

Video Clips in Google Universal Search

Google Universal Search pages can include video clips from YouTube, MetaCafe and other online video sharing sites so instead of writing a long web page, you could create a short video and put it on YouTube. If enough people watch that video on YouTube, Google may include it in Universal Search results thus giving indirect exposure to your main site.

That was 2006 and obviously lot of things have changed since then.

Gabe diversified from the “computers decide everything” model and appointed a couple of human editors (Megan McCarthy and Omer Horvitz) who ensure that important news gets featured faster on Techmeme and they may push down obsolete stories out of the main page.

The business card carries a slightly photoshopped version of Google Search page along with a Google query “Dallas Printer“ for which their site probably ranks #1 in the US. [via]

Am not sure if these RSS feeds for email can make anyone feel more productive but if you are on Yahoo! Mail and need to read your new email messages via an RSS feed, check out Ymail Feed.

A common method of earning money for bloggers is to sell their blog posts. How does that work? It’s very simple. The buyer will ask you to write a positive blog post about his company’s products explaining the key features. Most of the times, the post will also contain at least one link to the product’s website. He will pay you a certain amount of money for the job. And you are done!

To experiment, open any Gmail thread in your browser and notice the address bar as it gets updated with a unique URL. That’s the permanent address of your email message and it will stay the same as long as you don’t delete the message from your Gmail mailbox.

Why Bookmark Gmail Messages

�

To get a free pass, all you need is a free MySpace account and a printer. First login to your MySpace account and then add SlumDog to your friend’s list on MySpace. Now select the ‘Change my Top Friends’ link� and include SlumDog in your Top friends on MySpace.

Here’s a big problem with web design: If you want to make your website better at turning visitors into customers (or subscribers), you need to understand why most of your visitors are leaving!

But those people come and go without trace! How do you know what they wanted? How do you know what would have persuaded them to take action?

If you owned a real-life bricks-and-mortar store, this would be easy: You’d hear their objections. You’d be able to ask questions. You’d hear what they muttered as they headed for the door.

Capturing the voice-of-the-customer is more difficult with the web, but it can be done. Here are 14 free tools to get you started!

Below is a�list of 12 common mistakes, misuses and various ways new users abuse Photoshop. I have fell victim to a few of these myself when first starting out, so I hope this article helps educate designers and other individuals new to Photoshop. I encourage all of you to add your own mistakes or tips in the comment section below.

Improper extraction methods

Many new and unexperienced Photoshop users depend on the magic wand, quick select or lasso tool to extract backgrounds or objects in an image. Photoshop’s “easy” selection and extraction methods have come a long way, but it still doesn’t compare to the�precision you get with the pen tool.

The pen tool can be quite tricky to new users, but once mastered you will wonder how you ever used any other method.�Other great methods�of quick masking or extraction can also be used.�Just don’t use the eraser tool!

Adding a slight feather to your extractions helps improve the appearance of your images.

If You get at least 15-20 Your article stumblers in short time period, You can get amazing amounts of traffic, so this is my number one pick. If You use FireFox, install StumbleUpon add-on to easily send Your links to friends.

2. DesignFloat *

3. DesignBump *

4. Vectortuts

5. Graphic-Design-Links *

6. Dzone *

7. Reddit *

8. DesignM.ag

9. Noupe

10. ZaBox *

11. Digg *

Maybe for some people digg works much better, but my result are pretty average since i don’t have many regular readers for now.

12. CrazyLeafDesign

13. PsdTuts

14. SmashingApps

15. Abduzeedo

You can add user link news there, but in order to do that, You must register there.

16. TheCreativityWall

17. CSSDrive

18. FuelYourCreativity

19. BrushKing

20. KnowTeBook

In this article, we take advantage of the merits of learning by way of watching video tutorials and screencasts. Video tutorials allow you to learn by following along with the instructor in real-time – a format that’s very effective for many people.

You can use these video tutorials a couple of ways: to learn about WordPress yourself or to send to your not-so-technology-inclined clients as a reference to help them get started. You’ll find the tutorials organized into several topics that include theme development and customization, site administration, beginner’s tutorials, and using some WordPress tools.

WordPress theme development

Designing for Wordpress

See Chris Coyier’s (of CSS-tricks) process for designing a WordPress site in this three part series. Also check out part 2 and part 3.

Google Charts – Live Images

If you no geek but still need to create, or rather generate, charts using the Google Charts API, what you need is Chart Maker – its a nice GUI interface for the Google Charts API that hides a complex part. Just pick a chart type, specify the data and your Google Chart is ready.

We’ve all been there: You’re at a party hosted by that one fabulous friend, and populated with the best of your mutual circle of friends. The atmosphere is almost carbonated with excitement; the guests’ personalities flawlessly compliment each other; and the conversations that abound are infused with intelligence, caustic wit, and a wide variety of knowledge that ensures the complete absence of any pregnant, awkward pauses. Then, it happens: someone appears who just doesn’t…fit.

A similar phenom happens on Twitter. You’re having conversations with your established Twitter friends, you’re broadcasting useful information, news, or links to your followers, and you’re “engaging your Tribe,” etc., when suddenly, someone begins following you who, much like that previously referenced party guest, just doesn’t fit. This is the person whose follow on Twitter you simply cannot bring yourself to return. This is the follow fail.

Run any number of searches on Google or Alexa and you will arrive at a veritable host of articles offering endless lists of tips on “how to get more followers on Twitter.” What you will not find are lists compiled by Twitter “power users” regarding the major reasons why they will or will not return a Twitter follower’s follow when it happens, and this is my gift to you: “The Top Ten Reasons Why I Will Not Follow You In Return On Twitter.”

1. You have no user avatar

…or your user avatar is neither a personalized photograph nor reflective of a brand.

More important than whether or not your Twitter profile background is “designed” is how you choose to present yourself in that seemingly insignificant 48×48 pixel square. If that square is empty, impersonal, or otherwise lacking any qualities that will immediately allow me to visually associate it with you, that is an immediate Follow Fail. If I am going to build a Twitter relationship with you, I want to see you, or your brand, and not, however humorous I may find it, a screen capture of a magical leoplurodon.

2. You list no location, no website, or no bio

Clearly, Twitter is all about brevity. So how difficult is it to provide a few additional characters of information that may offer potential followers more impetus to follow you in return? I’ve returned countless follows from users whose Twitter streams I’ve found “meh,” but whose listed blogs, sites, or portfolios were too amazing to not follow, or whose 160-character bios were too humorous/intriguing to pass up, or who were in the same city as me and therefore potential project collaborators.

These fields take two seconds to populate; it would behoove you to take those two seconds to populate them.

Between current economic conditions and the technological evolution of the Internet, the traditional approach most job seekers have taken in the past is no longer viable.

The approach — developing a resume and cover letter, locating jobs on and submitting your resume to corporate sites and job banks, and crossing your fingers in hopes of receiving a call from a hiring manager — is, for the most part, a thing of the past. The new approach is far different. It boils down to the fact that there are fewer jobs available, more competition for those jobs and more touch points for recruiters and seekers to interact.

The current environment

In 2008, there were 1.2 million job losses, unemployment is currently at 6.5%, and the largest companies are shedding as much as 10% of their workforces. There will be 1.5 million college graduates this year, yet the job growth rate is at a six year low, at 1.3%! The amount of jobs posted online is decreasing at over 13%, which has all led to the ratio of 3.3 job seekers per each job.

Social networks are starting to become part of the criteria that both hiring managers and college admissions officers are using to weed out applicants. One in five hiring managers conduct background checks using social networks (primarily Facebook), while one in ten college admissions officers do the same.

It’s time for you to be open-minded and think differently about how you’re going to get your next job and keep it. I’m not saying you shouldn’t submit your resume to job banks, corporate websites, vertical job agents (Simply Hired/Indeed) or attend job fairs, but these should only consume 10% of your time. The other 90% should be concentrated on the following seven social media secrets, which will not only get you a job, but help you create your own dream job!

Can citizens truly help combat terror and related activities or is it just a mass hysteria that will soon die out?

CNN-IBN debated and discussed the options and the scenarios on a special show Citizens Against Terror – a culmination of citizens’ effort in compiling a charter and a starting point to start getting things implemented.

Over the last one month CNN-IBN and Hindustan Times received nearly 10,000 suggestions from readers and viewers on the Citizens Against Terror campaign. One-lakh-twenty-thousand people took the pledge to fight terror in their own way and as many wrote in.

But having an About Me page is not always a good idea. I would say that if your blog is fairly new then you should wait a little to create your page. Give your blog some time and let it develop a little before you write your About Me page. No one is interested in knowing about the author of a blog that contains only three posts.

Neither did I at first — I resisted using Twitter for more than a year because it seemed like just another distraction, just another way to waste time and have noisy chatter going on in front of you.

But I decided to see what the fuss was all about, and did my Great Twitter Experiment. To my surprise, Twitter was actually fun, interesting, and useful — if used correctly.

Have a look at the screenshot to get the perfect idea of this addon.

The webmaster team at Google has put together this nice 20 minute video presentation with tips on how to improve your site’s presence on Google and how to deal with common issues like duplicate content, fluctuating PageRank, image search, etc.

To restrict your search to either line drawings, clip art, photos, or faces, choose the style criteria from the drop-down on an image results page. (Alternately you can add the right parameter to your search URL to set up a keyword quick search; for line drawings, for example, it’s &imgtype=lineart.)

1. Work with vectors This probably sounds obvious to most designers out there, but it isn’t to everybody so I repeat it as often as I can to avoid receiving those damn jpeg logos. Vector formats are the ones that will allow the most variations for your logo.
   
2. Don’t use more than 2 fonts There is many nice fonts out there and we would all love to use as many as we can. Unfortunately using too many fonts will most of the time result in a loss of coherence. Using two different fonts can be good to create a contrast, catching the eye.
   
3. Keep it readable If people can’t read your logo, it’s useless to have one. This sounds like dumb advice again, but it’s easy to get caught in creating letters or distorting a font until it becomes unreadable. Always stay aware of that when working on your logo.
   
4. Test sizes Your logo should resize well at any size, whether it’s huge on a truck or tiny on a badge.
   
5. Adapt it for dark backgrounds So you’ve got a wonderful looking dark logo, but now your client want to get it on his black car. It’s usually not too hard to adapt it, but you’ll look more professional if you already got that case figured out.